Secure Your Future:

Health, Wealth, Life Insurance & Retirement Planning

Kelly Howard is a seasoned wealth coach and retirement specialist with over two decades of experience. Committed to guiding individuals, families, and small businesses through the intricate landscape of health and life insurance, retirement planning, and Medicare options, Kelly expertly navigates her clients toward optimal solutions tailored to their unique needs.

Throughout her journey, she builds lasting connections and is passionate about educating her clients on financial planning and insurance coverage. Kelly is driven by a desire to establish financial stability and multigenerational prosperity through life insurance and annuities, ensuring her clients are well-equipped for a secure future.

Kelly Howard

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Our Comprehensive Services

Individual Health Insurance

ACA & Covered California

Find affordable health coverage tailored to your needs. Through the ACA and Covered California, you can access individual health insurance plans that fit your lifestyle and budget, ensuring peace of mind and comprehensive care. Click the link below to get a quote for the follow states: AZ, TX, MI or WY. For CA book a 1x1 consultation

Life Insurance

Term Policy

Secure your family’s future with an affordable, straightforward life insurance solution. A term policy provides essential coverage for a set period, ensuring financial protection when your loved ones need it most.

Permanent Life Insurance

Indexed Universal Life & Whole Life Policies

Unlock the potential of your life insurance policy with an IUL or WL plan. An IUL offers flexible cash accumulation and growth through market-linked interest, while Whole Life ensures lifelong coverage with guaranteed cash value growth. Together, they provide protection and the opportunity to build wealth for your family’s future.

Fixed Indexed Annuity (FIA)

Retirement

Plan for a stable retirement with an FIA. This option guarantees income for life, allowing you to retire with confidence, knowing your future is secure and financially supported.

Medicare

MAPD, Part D, and Med Supp

Navigate the complexities of Medicare with ease. Whether it’s Medicare Advantage (MAPD), Part D, or a Medicare Supplement, get the coverage that meets your healthcare needs and protects your well-being.

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Contact Us

We’re here to assist you in achieving your financial goals and securing your future. Please complete the form to share your information and let us know how we can best support you. If you’re interested in working with us, we look forward to connecting soon!